Pick up the tab.
Keep the tip.
Whatever you buy with your OptiPay rewards debit card, you'll always get something back. And you can use your rewards to fill up your gas tank, coffee mug or playlist. Either way, you'll find a card that fits your lifestyle.
Save 45¢ every time you use your ARCO debit card at participating ARCO ampm locations.* Plus, earn cash rewards on all your purchases.+
OptiPay ARCO Debit Card
Use the ARCO Debit MasterCard card at all participating ARCO and ampm locations, and the 45¢ convenience fee is waived.* Plus, earn cash rewards everywhere Debit MasterCard cards are accepted worldwide. No need to change banks, just link your current U.S. checking account to this debit card.
- No annual fee
- No 45¢ convenience fee when this card is used*
- Earn cash rewards on both Signature and PIN purchases**
- Receive 1,500 special bonus points when signing for your first purchase
* This 45¢ convenience fee is the amount ARCO and ampm charges for debit transactions. The amount of this convenience fee may change from time to time without prior notification. This offer valid only at participating ARCO and ampm locations.
** Rewards are not earned for ampm, ARCO and non-ARCO gasoline brand purchases.
Use the ARCO Debit MasterCard at participating ARCO and ampm locations, and the 45¢ convenience fee* will be waived. Save 45¢ every time you use the card. And there's no annual fee!
Earn cash rewards on both Signature and PIN purchases** everywhere Debit MasterCard cards are accepted worldwide. The more you use the ARCO debit card, the faster you'll earn cash rewards. Start by earning 2.0 points per dollar on Signature purchases and 1.0 point per dollar on PIN purchases.
- Once you reach 5,000 points, you'll earn 2.5 points per dollar for Signature purchases
- At 20,000 points, you'll earn 3.0 points per dollar for Signature purchases
- After reaching 40,000 points, you'll earn 3.5 points per dollar for each Signature purchase
- Special bonus - we'll kick start you with 1,500 bonus points when you sign for your first purchase
Points equal money, it's that simple. The more you use your OptiPay ARCO Debit MasterCard for all your purchases, the more rewards points you earn. Your rewards points are automatically converted into cash - debit just got better!
- To spend your rewards dollars, simply enter your PIN and the number "3" ("PIN+3")
- Track your rewards online at www.optipayrewards.com
$5 will be added right onto your ARCO debit card for every 5,000 points you earn - no waiting for a check, gift card or coupon. Use your rewards to pay for anything. To spend your rewards dollars, simply enter your PIN and the number "3" ("PIN+3").
- You may also choose to transfer your rewards directly into your checking account
- Or give back to the environment by donating your rewards to specific organizations
- Donate rewards to the Earthwatch Institute, the Smithsonian Tropical Research Institute and The Climate Group
As an OptiPay ARCO Debit MasterCard cardholder, you're also eligible to participate in exclusive MasterCard promotions and enjoy big savings at your favorite merchants.
